All insurance professionals can offer you "insurance advice". Consider their perspective. As an independent consultant I do not sell insurance. I am not affiliated or associated with insurance companies or the firms that sell insurance. I am engaged by you, my client, and never receive commissions. The potential gain or loss of commission income never enters into my decision making process, thereby eliminating any potential conflict of interest. Since I don't sell insurance I am focused on your concerns and the quality of the product. Price is what you pay, quality is what you get. I make sure your insurance program delivers quality at a competitive cost.
There will come a time when your insurance program needs improvement in coverage, service or cost. When that occurs I am ready to market your program amongst alternative insurance agents and companies. My professional experience, contacts and focus makes the difference. I know the information insurance companies need to competitively quote your insurance program. I develop and present this information working through them to negotiate for you the most comprehensive & cost effective program. Then I stay with you as your Risk Manager to continually monitor & improve that program.
Every business must focus on a multiple of areas at once. Insurance is an important area of concern & expense. It is my area of focus & expertise. Engaging me as your Contract Risk Manager allows you to focus on your core business objectives without overlooking properly protecting your business. I become a member of your team working daily with you and your people on all risk & insurance matters. Like your CPA or outside counsel I look out for your interests.
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